UEFA Nations League Prediction: England vs Croatia (12-11-2026)

England welcome Croatia to Wembley on Thursday, November 12, with first place in UEFA Nations League Group A3 still within reach.

Thomas Tuchel’s side have nine points from four games, three behind Spain, and finish the group against the leaders in Madrid.

Croatia face a different challenge. Slaven Bilić’s team have lost three of their four matches and conceded 14 goals, including seven in last month’s meeting with England.

The question is not simply whether the hosts win, but by how much.

Bet25 offers an alternative to England’s short outright price through football handicap markets, alongside in-play betting as the score develops.

Its Zero Margin Sportsbook displays a separate 5% fee on eligible wagers, making the final bet-slip cost worth checking before confirming a selection.

England responded to their UEFA Nations League opening 3-2 defeat against Spain with three successive wins to nil.

They beat Czechia 2-0 away, demolished Croatia 7-0 in Rijeka and then recorded a 3-0 victory over Czechia at Wembley.

Two of those wins cleared this handicap, while the other would have returned the stake.

Harry Kane scored twice against Croatia, with Bukayo Saka also netting two. That result was extraordinary, but Croatia’s wider defensive record is troubling.

They conceded four against Spain in September and another two in October. Their only group victory came against bottom-placed Czechia, by a narrow 2-1 margin.

The visitors also have selection problems.

Croatia have confirmed that Andrej Kramarić, Franjo Ivanović, Marin Pongračić and Josip Šutalo will miss this international window. Joško Gvardiol and Josip Stanišić, however, are expected to be available.

England are not at full strength either. Saka is absent from the November squad, Marc Guéhi has withdrawn through injury and Myles Lewis-Skelly is suspended.

Ezri Konsa is also unavailable for the Croatia match with a knee problem. Tuchel still has attacking options, but repeating October’s seven-goal performance is a very high bar.

The -2 Asian handicap needs England to win by three or more goals for a full payout.

A victory by exactly two means a push, rather than a winning bet. England’s recent scoring and Croatia’s defensive absences support the selection, but a tighter rematch remains a genuine possibility.